FHA - DW only source of income

[_NERD]

If DW is the only one with verifiable income, can DH get on the loan with no debts and qualifying credit score?

[_NERD]

Bump

[CH-7-Mission-Accomplished]

I think so.  Call any loan officer to ask for sure.  This situation occurs regularly when you have a nonworking spouse who stays home with the kids.  I think the only time a spouse can't get on the loan is if his/her credit score is too low.

[DallasLoanGuy]

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@ShortBus wrote:
If DW is the only one with verifiable income, can DH get on the loan with no debts and qualifying credit score?

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any active trade lines?

[_NERD]

DallasLoanGuy: yes sir. Almost 12k in open revolving limit across TLs. I errored when I said "no debts". I have 10k remaining on my car loan (11k original balance). When I pay off my revolving balances, my FICO 8 scores should return to 670+ across the board.

I have no idea what my mtg scores are.