FHA Max DTI

[Anonymous]

I know the max for FHA DTI including mortgage payment is 55%. Do most lenders go up to this percentage?

[ShanetheMortgageMan]

Technically it's 56.99% with an automated underwriting approval.  A lot of lenders go up to that limit, most lenders will go to 55%, some will cap at 50%.

[Anonymous]

Ok, I was approved through automated underwriting back in June. Plans changed and now I will be purchasing in March/April. Is it safe to say I should still be approved through automated underwriting at that time as long as there are no negatives on my report between now and then and as long as my utilization does not increase?

[ShanetheMortgageMan]

From what you've described it's pretty safe to say that, yes. 

[flippy1234]

We just closed on a house just over a week ago, my DTI was 56.5%. So yes, its possible.