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I'm currently finishing my bachelor's degree. As of today I have about $30,000 in student loans that are on forbearance since I'm enrolled in school. What amount will FHA use if I apply this week versus in 2 months. Would it be wise to apply now or because I'm still in school it won't make a difference? I have no other debt besides my student loans and my $453 monthly car lease.
Thanks
@rngrwalker wrote:I'm currently finishing my bachelor's degree. As of today I have about $30,000 in student loans that are on forbearance since I'm enrolled in school. What amount will FHA use if I apply this week versus in 2 months. Would it be wise to apply now or because I'm still in school it won't make a difference? I have no other debt besides my student loans and my $453 monthly car lease.
Thanks
I think they will use 1% if you apply after June 30th since your reports don't have a payment listed unless you can provide a fully amortized payment plan.
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