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FHA and judgement question

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Anonymous
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FHA and judgement question

We would like to get a FHA loan in a year or so. I have two judgements that show unpaid on my credit report but both of them were on my BK that has been discharged. What is my next step in this case? Since the creditor can not come back on me for this debt would something on my credit report stating that this was discharged in BK work for a FHA loan? What is the best way of getting this done? Can I get a release through the courthouse or just send a copy of bankruptcy and discharge to credit bureaus to correct? Any input would be great.
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ShanetheMortgageMan
Super Contributor

Re: FHA and judgement question

The underwriter will require a copy of your BK filing & discharge paperwork and see the judgments included in the creditor matrix, and then wouldn't think they are still outstanding.
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