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Personally with all the items mentioned, unless I was getting the home for dirt nothing I would walk away from the entire deal.
Cracks while at times could be normal, they can turn into major structural issues. Easy repair a few hundred dollars up to hundreds of thousands.....
Electrical wiring that has issues of what you can see, what about the electrical you can not see? So they fix whats visable but in all actuality you need all new wiring. Can you afford a complete overhaul of electric? Easy repair once again about hundred dollars up to several thousands of dollars depending on what else needs replacing. Replacing all electrical on a 1900SQFT home in late Novemeber last year in this area cost 23K including wall repairs, paint, etc etc.. I am sure this number can be lower, but size of home, design or home, access to areas all play a part.
Paint chipping over the years from wear and tear is also normal, but it also shows the home owner never took care of the home, maintenance wise. So the hard weather environments has weatherized the home which may need other repairs besides just paint. Outside painting depends on how big the home is, and how many stories. Guesstimate would be one thousand up to 4K, plus any other work required.
Handrails on staircases have to follow code according to state, city and county laws. If they required handrails for code, why werent they installed? Was the work performed afterwards with out permits and licenses? If this is the case, how many other items were just done to put a bandaid on them to try and sell the home? Can cost a few hundred to put up to code if small staircase with a few steps, up to a complete removal several thousand and replacement to be done properly to code with permits and licenses.
Window cracked is not a big deal, you can replace the pane or entire window. Depends on size of window how much cost.
Attic not accessible throws up a ton of red flags, and that is also a violation of code in most states. Why sealed? Have no idea how much damage and or violations are in the attic. Cost of repairs would be unknown until torn open and very heavily inspected.