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5yrs old NOT 10yrs old.
@StartingOver10 wrote:Once you apply, you will end up on a list that collectors use to find people with outstanding debts. So if your intent is to prevent that - strongly consider negotiating the charge off completely before application.
Once you apply, you will end up on a list that collectors use to find people with outstanding debts. So if your intent is to prevent that - strongly consider negotiating the charge off completely before application.
https://www.optoutprescreen.com/
