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Hi everyone,
I am wanting to buy a house on January of 2015 because i read the FHA guidelines stated you have to have two years of tax returns to make sure you have the income for the loan. I started my business June of 2013 and want to close March of 2015. I would have atleast the min required two tax returns but the question I have is do you have to work two full years as a business owner or will what I have work. In 2013 from January to may 31 I was a company driver for the same company I am now leased to if that helps any.
Tim
You'll need to show 2 years of tax returns, with the business, with sufficient income for the home purchase. Depending on your score you could get away with some lenders with 1 year on Conventional