We know the funding fee won't be an issue because thanks to the brain tumor & the general severe wear & tear of being a Marine for 20 years, his disability will be at least 60% (we've been told to expect 75-100%) and therefore funding fee is waived. So that won't factor in to our decision.
In what ways is VA more strict? I'd heard it was easier to qualify b/c they don't generally base it off FICO scores, but only from sea lawyers, never from an actual lender/broker/realtor type.
-We don't have any lates for the last 2.5 yrs.
-We've never had a BK or repo or foreclosure.
-All collections on both reports are completely paid off.
The only (paid-off) collections on DH's are two Cap1 chargeoffs from early 2000's. The only (paid-off) collections on mine are two old med bills & a cell bill that is due to fall off in Aug of this year.
Message Edited by ivyalmighty on
05-05-2008 06:24 PM