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I was reading the FHA rules- can I use a spouse's income as a compensating factor when exceeding the 31/43 guideline? that is, the spouse is not on the loan but will help to pay the mortgage.
@Anonymous wrote:I was reading the FHA rules- can I use a spouse's income as a compensating factor when exceeding the 31/43 guideline? that is, the spouse is not on the loan but will help to pay the mortgage.
No. The only way their income can be taken into consideration is if they are on the loan.
Cheers,
SD Engineer