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Frequent Contributor
Posts: 353
Registered: ‎05-01-2007
0

Re: FHA

Considering how little money FHA has, I think it's either that or bust.
2011: EQ 580~
2012: EQ 620~
2013: EQ 641, TU98 645, TU04 635, TU08 635, EX 648 (lender)
Closed on first home 4/25/13.
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New Contributor
Posts: 54
Registered: ‎04-27-2012
0

Re: FHA

The 15 year FHA is a better loan now. The payments are not much higher than the 30 year FHA. There is no pmi on the 15 year but they still hit you with a prepaid mortgage insurance but that is much better than paying it for 5 years or life of the loan. And the interest rates are lower on the 15 year. I am trying to do a 15 year FHA loan with Wells Fargo. And if you purchase a discount point or two, it is even a better deal.

4/13 Equifax 679 (Scorewatch), TU 695 (myfico), 703 (Walmart)

6/14 Experian 733 (myfico), Equifax 687 (Scorewatch), TU 693 (Walmart)
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