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New Visitor
Posts: 1
Registered: ‎08-04-2017
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Re: FICO scores used for mortgage - and where to obtain them

I read the answer to the question and still don't have a clear understand. If I apply for a mortgage will the scores match if had how big of a difference in your site is there to the score the mortgage company will see.

Established Member
Posts: 79
Registered: ‎03-04-2015
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Re: FICO scores used for mortgage - and where to obtain them

You have to look at the scores that the mortgage companies use.  They should be right on (within a few points).  There are different models that are used by different industries (car loans etc.) I believe they differentiate the different models and specify which ones the mortgage companies use.

Sept 2013
Equifax: 548 Experian: 502 TU: 575

March 2015 Equifax: 652 Experian: 656 TU: 708
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Registered: ‎08-15-2017
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Re: FICO scores used for mortgage - and where to obtain them

 

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