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FICO04?

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JT44
Valued Member

FICO04?

Quick question:

 

It seems like Im hearing two different things as I lurk here on teh forum. SOme experts say that the mortgage lenders use  the Equifax FICO04 score (my fico) and then some say they use the median score of your three?

 

Can someone explain what realy happens? Or when a lender might use the TU and EX scores?

 

 

Started a little over a year ago: LOW 500's

Now as of /20/13: FICO EX: 709 TU: 706 EQ: 682
Message 1 of 3
2 REPLIES 2
twall06
Frequent Contributor

Re: FICO04?

They will pull all three then use your midscore.

Message 2 of 3
StartingOver10
Moderator Emerita

Re: FICO04?


@twall06 wrote:

They will pull all three then use your midscore.



^^^Exactly.

 

 

Message 3 of 3
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