Finally got my mortgage commitment yesturday (it was due) i thought i was going to need an extension since this mortgage company moves like molasse! Anywho i got 7 conditions listed! NONE credit or financial related! whoohoo! Two are Title related, 2 of them are 203k related- it has to be approved by that department which is external and its been over a week and a half but hopefuly should be back Soon! One is to obtain flood insurance which i already have quoted just need to pay with i get the CTC. One is a internal audit and then the Mortgage company must do the verification of employement within 5 days of closing. My loan officer said i should be good to close next week but then again he said i should be good to close this week last week so i wont hold my breath. But to know i cant control ANY of these conditions and they are pretty standard makes me very happy and hopeful. I am still on edge but i think we are getting close. I wanted a 30 day closing BUT fannie mae (REO property) without me asking put a 45 day closing and unfortunately my mortgage company is using that date as a guideline so i have been getting pushed to the back of the line although i started this process 4/11 and submitted my contract 6/16 BUT it was a redo contract so they really had it 2 weeks prior. My contract actually expires 8/8 so if we dont get it done before next week they BETTER have it done by 8/8. 4 months of being on pins and needles i cant wait for this to be over!
YES slow like molasses on on a frozen hill.. thats hilarious 
Yes i have seen some mortgage committments with conditions on them that are related to credit, w-2, paystubs etc. I think my LO waited until all my conditions were cleared except the ones that i cant control to show that i am really good to go
Yeah!! congrats! ONE Step closer!! this is almost over i can taste it 
