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I am a first time home buyer and will be using (Florida First Mortgage) for my loan. When you tell me of any special prerequisites for getting a mortgage loan from this company?
@Cheryla93 wrote:I am a first time home buyer and will be using (Florida First Mortgage) for my loan. When you tell me of any special prerequisites for getting a mortgage loan from this company?
Since you have already determined the lender you will use, I assume that you have also determined the type of loan and its related underwriting criteria at that specific lender? Each lender has their own guidelines. To better help you with productive recommendations, I recommend that you provide details on your current credit profile [scores, baddies, positive payment stuff, assets, debts, income, time on job, etc] as there are many factors that comprise the profile of a loan application and the guidelines that will apply to that specific loan application. Combine all of your background info and questions in a single thread to make it easier for folks to help you. Multiple threads, each focused on a single factor while all those factors should be considered together, will likely generate out-of-context responses.
Have you thought of asking a loan officer at your preferred lender to provide their loans offerings and related underwriting guidelines? If not, I recommend that you start there and let us know what your found.