05-21-2012 07:49 PM
I have paid off a Federal and State tax lien. I will need to show zero in order to qualify for a mortgage. Can I go directly to the state and the IRS and have them fax me a release of these liens? Or is there another process I have to take?
05-21-2012 08:09 PM - edited 05-21-2012 08:10 PM
The IRS mailed me a release of lien for mine. We don't pay state taxes in Nevada, so I am unsure of that. Are you currently under contract or looking to purchase soon? Your credit reports should update in the next 30 days with a release of lien on them. I do believe you can contact them, at least the IRS, and request the information be sent to you.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO