Reply
Frequent Contributor
phumanr
Posts: 344
Registered: ‎05-29-2007

Federal and State Liens

Hi All,

 

I have paid off a Federal and State tax lien. I will need to show zero in order to qualify for a mortgage. Can I go directly to the state and the IRS and have them fax me a release of these liens? Or is there another process I have to take?

 

Thanks,

Phumanr

Frequent Contributor
LondonMassey
Posts: 453
Registered: ‎01-03-2012

Re: Federal and State Liens

[ Edited ]

The IRS mailed me a release of lien for mine.  We don't pay state taxes in Nevada, so I am unsure of that.  Are you currently under contract or looking to purchase soon?  Your credit reports should update in the next 30 days with a release of lien on them. I do believe you can contact them, at least the IRS, and request the information be sent to you.

Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+