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I got a auto-approval vs. a manual underwrite with my midscore at 658 and I am in UNDERWRITING! My DTI is close to zero. I have a SL that I pay 50.00 a month to. I do have a few collections that are showing on my EX but all mainly paid off (this is what concerns me the most). HOWEVER I am more optimistic now than I have been ever before. I will know more no later than Monday. How realistic is my situation for an approval?
JUST GOT THE CALL!!!! APPROVED!
Good terms?
Great terms! The best ever!
Sweet, congrats!
That is awesome MyFICOISWACKO2 I just applied to see if I would be approved for a FHA loan through BofA my app is being sent for a Manuel review. BK back in 2003, and have two collections on my report that is schedule to fall off next year along with the BK I think that is my hold up. Congrats and good luck
Congrats! That is awesome. I so hope to follow in your footsteps one days. It must be a great feeling to hear those words.....YOU'RE APPROVED!!!!
Congrats that is great news!!!
It has been a while since I last posted. Can't even begin to tell you the drama I have been through over the last 2 weeks since I got the approval call. However after living in a hotel for a week and having all of my worldly possessions stored in a UHAUL truck. $1000.00 dollars later and after going to closing and hearing your loan has funded please come pick up your keys, to 20 mins later getting a callback saying they have pulled the wire back and your loan has NOT funded. Then an hour later saying it has funded again....I AM FINALLY IN MY NEW HOME! I could still be homeless so I am NOT complaining! 30 yr fixed 4.625 on a 180K loan. P&I is around 928.00. It has been a rough ride...but it has been worth EVERY moment.
Thanks myFICO for EVERYTHING!
Wow!!
Congratulations!