I thought 90k seemed low too but after calculating it, it's right on... I am in Texas too, we have high taxes here, that's part of the reason for a lower loan maybe? I am new to this too, we should be going for a loan later this year/first of next year, like the previous post mentioned, try to pay off down to less than 10 mos on one car then it isn't added into DTI and you can loan for more... That's what we are doing right now too! Isn't fun, but you can loan for a nicer home, so worth it. Courtney
9/1/2012 ...DRUMROLL .... EQ .. 776!!
I'm FINALLY a homeowner .. 10/24/12!!!!
My Cards ~~~GARDENING~~~ BNSF CU ($1000) BOA ($2500) Amazon / GE ($900) AMEX BCE ($2500) Chase Freedom ($3000) US Bank Cash + (7500)