07-29-2012 07:04 PM
07-29-2012 07:48 PM
07-29-2012 09:21 PM
07-30-2012 05:27 AM
Well after a long first 7 months of the year, my wife and I are closing on are very first home this coming week. And surprisingly enough it's thru quickens loans. Although I've read a lot of negative threads here and else where on the web, I have to say things have gone quite smoothly with quicken. The only real bump in the road was a seasoning issue that sellers realtor wasn't aware of when dealing with FHA financing. But that's just me rambling on, let me get to my intended question. I was wondering if quicken or any mortgage company have ever given any sort of grace period before the first mortgage payment is made? We don't really need it , but it would be nice to have a month or two off from that payment if possible. Any input would be appreciated tks
My wife and I got preapproved through Quicken about a week and a half ago. I think they have been extremely nice and helpful as well.
Could you give me any information as what is required to close?
Thanks in advance for your info and insight!
07-30-2012 05:33 AM
It really depends on when you close. I believe if you close before the 5th of the month, your payment is due the following month, but your closing paperwork and LO/Broker will know.
07-30-2012 07:49 AM
07-31-2012 05:38 AM
We are doing new construction and our home will not be complete until at least April of next year. I just want to make sure I have my ducks in a row before closign so there are no surprises!! I appreciate your help!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.