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@ArmyWifeMBA wrote:At 3.75%, with 10% are you paying PMI too? NFCU has a slightly higher interest rate. It is my understanding PMI is included in that rate. I am sure the payments come out to be about the same.
NFCU does not use PMI.
No PMI per say. You get a higher interest rate because of no PMI.
Yes we are paying PMI of $100 a month. Sorry should have clarified in my original post. our LTV is 89% on 30 year conventional.