Frequent Contributor
Posts: 453
Registered: ‎01-03-2012

First time home buyer...2nd underwriting!

If you think the underwriting process is stressful, try getting approved then switched lenders and having to go through underwriting all over again!

I'm a wreck!
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013

Current Score: EQ 665 EX 687 TU 695

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Posts: 12,952
Registered: ‎04-15-2011

Re: First time home buyer...2nd underwriting!

Lol...   Been there... it worked out for me.   Here's hoping for the same results.  (Had identity theft in the middle of it).

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Posts: 90
Registered: ‎03-29-2010

Re: First time home buyer...2nd underwriting!

I can only imagine...

Everything will work out for you!

Starting Score: 700
Current Score: 749 EQ / 760 TU
Goal Score: 760+

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Established Member
Posts: 27
Registered: ‎05-30-2012

Re: First time home buyer...2nd underwriting!

We went through manuel underwriting to get preapproved, and now we are about to go back through underwriting for final approval...I am already a nervous wreck.

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