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Florida USDA GUARANTEED LOAN Question

Regular Contributor

Re: Florida USDA GUARANTEED LOAN Question

Hope you are right Jules!

2/28/12 -TU FICO 646 3/28/12 TU-FICO 647 4/19/20 TU-662,
2/28/12 - EQ FICO 557 3/14/12- EQ FICO 600 3/16/12 EQ FICO 623, EQ FICO 628, 7/2/12 662
2/20/12 - EXP FAKO 620 3/16/12 FAKO 631 FAKO 643 3/28/12 655 (MTG pull) 5/7/12 698

CURRENT GOAL MID 640 LONGTERM 700 CLUBSmiley Happy
Message 111 of 178
Regular Contributor

Re: Florida USDA GUARANTEED LOAN Question

Well I got my status update, its going back to USDA tonight.. OOoops I thought it was already there, last week they said they just needed to send some stuff back to them so I assumed it was already back, so now atleast I know it wasnt sitting at USDA with an issue, hopefully all issues are resolved and they will turn it around really quick. But being its a holiday this week, Im now figuring Ill hear back Thursday/Friday since its just going back updated to USDA they already have the file. Fingers Crossed

Message 112 of 178
Regular Contributor

Re: Florida USDA GUARANTEED LOAN Question

Business day 20....gotta be our lucky day!
2/28/12 -TU FICO 646 3/28/12 TU-FICO 647 4/19/20 TU-662,
2/28/12 - EQ FICO 557 3/14/12- EQ FICO 600 3/16/12 EQ FICO 623, EQ FICO 628, 7/2/12 662
2/20/12 - EXP FAKO 620 3/16/12 FAKO 631 FAKO 643 3/28/12 655 (MTG pull) 5/7/12 698

CURRENT GOAL MID 640 LONGTERM 700 CLUBSmiley Happy
Message 113 of 178
Regular Contributor

Re: Florida USDA GUARANTEED LOAN Question

I doubt it will be this week. USDA new status is we are to busy to give turn around times any longer and we ate to busy to provided you an update.

We are asking our lender about switching to an FHA, I can't deal with stress
2/28/12 -TU FICO 646 3/28/12 TU-FICO 647 4/19/20 TU-662,
2/28/12 - EQ FICO 557 3/14/12- EQ FICO 600 3/16/12 EQ FICO 623, EQ FICO 628, 7/2/12 662
2/20/12 - EXP FAKO 620 3/16/12 FAKO 631 FAKO 643 3/28/12 655 (MTG pull) 5/7/12 698

CURRENT GOAL MID 640 LONGTERM 700 CLUBSmiley Happy
Message 114 of 178
New Visitor

Re: Florida USDA GUARANTEED LOAN Question

I came across this thread on a google search and have been keeping an eye on it for the past week or so. We were submitted to the Central Florida (Davenport) USDA on June 28th hoping to close on July 20th. Good luck everyone and I will keep you posted on our situation. 

Message 115 of 178
Regular Contributor

Re: Florida USDA GUARANTEED LOAN Question

FHA payments are generally significantly higher monthly then USDA because of the PMI difference, that on top of the down payment might make the waiting a few more days a little bit easier?

Message 116 of 178
Established Member

Re: Florida USDA GUARANTEED LOAN Question

I'm going crazy. Once again I might have to get another extension that the bank can turn down. I'm like going nuts. FHA is prolly taking the same amount of time. I don't see where they can be this behind.
Message 117 of 178
Established Member

Re: Florida USDA GUARANTEED LOAN Question

We asked for a status like five days ago and they said the same then sooooo hopefully we get it back
Message 118 of 178
Established Member

Re: Florida USDA GUARANTEED LOAN Question

Got it back approved . Close Thursday!!!!!!!!!!!!!!!!!!!!!!
Message 119 of 178
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Established Member

Re: Florida USDA GUARANTEED LOAN Question

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:-)

Message 120 of 178