Reply
Regular Contributor
Tpelc23
Posts: 236
Registered: ‎08-16-2010
0

Re: Florida USDA GUARANTEED LOAN Question

Hope you are right Jules!

2/28/12 -TU FICO 646 3/28/12 TU-FICO 647 4/19/20 TU-662,
2/28/12 - EQ FICO 557 3/14/12- EQ FICO 600 3/16/12 EQ FICO 623, EQ FICO 628, 7/2/12 662
2/20/12 - EXP FAKO 620 3/16/12 FAKO 631 FAKO 643 3/28/12 655 (MTG pull) 5/7/12 698

CURRENT GOAL MID 640 LONGTERM 700 CLUB:smileyhappy:
Regular Contributor
jules0580
Posts: 155
Registered: ‎05-13-2012
0

Re: Florida USDA GUARANTEED LOAN Question

Well I got my status update, its going back to USDA tonight.. OOoops I thought it was already there, last week they said they just needed to send some stuff back to them so I assumed it was already back, so now atleast I know it wasnt sitting at USDA with an issue, hopefully all issues are resolved and they will turn it around really quick. But being its a holiday this week, Im now figuring Ill hear back Thursday/Friday since its just going back updated to USDA they already have the file. Fingers Crossed

Regular Contributor
Tpelc23
Posts: 236
Registered: ‎08-16-2010
0

Re: Florida USDA GUARANTEED LOAN Question

Business day 20....gotta be our lucky day!
2/28/12 -TU FICO 646 3/28/12 TU-FICO 647 4/19/20 TU-662,
2/28/12 - EQ FICO 557 3/14/12- EQ FICO 600 3/16/12 EQ FICO 623, EQ FICO 628, 7/2/12 662
2/20/12 - EXP FAKO 620 3/16/12 FAKO 631 FAKO 643 3/28/12 655 (MTG pull) 5/7/12 698

CURRENT GOAL MID 640 LONGTERM 700 CLUB:smileyhappy:
Regular Contributor
Tpelc23
Posts: 236
Registered: ‎08-16-2010
0

Re: Florida USDA GUARANTEED LOAN Question

I doubt it will be this week. USDA new status is we are to busy to give turn around times any longer and we ate to busy to provided you an update.

We are asking our lender about switching to an FHA, I can't deal with stress
2/28/12 -TU FICO 646 3/28/12 TU-FICO 647 4/19/20 TU-662,
2/28/12 - EQ FICO 557 3/14/12- EQ FICO 600 3/16/12 EQ FICO 623, EQ FICO 628, 7/2/12 662
2/20/12 - EXP FAKO 620 3/16/12 FAKO 631 FAKO 643 3/28/12 655 (MTG pull) 5/7/12 698

CURRENT GOAL MID 640 LONGTERM 700 CLUB:smileyhappy:
New Visitor
mholla
Posts: 2
Registered: ‎07-03-2012
0

Re: Florida USDA GUARANTEED LOAN Question

I came across this thread on a google search and have been keeping an eye on it for the past week or so. We were submitted to the Central Florida (Davenport) USDA on June 28th hoping to close on July 20th. Good luck everyone and I will keep you posted on our situation. 

Regular Contributor
jules0580
Posts: 155
Registered: ‎05-13-2012
0

Re: Florida USDA GUARANTEED LOAN Question

FHA payments are generally significantly higher monthly then USDA because of the PMI difference, that on top of the down payment might make the waiting a few more days a little bit easier?

Established Member
theholst
Posts: 50
Registered: ‎04-05-2012
0

Re: Florida USDA GUARANTEED LOAN Question

I'm going crazy. Once again I might have to get another extension that the bank can turn down. I'm like going nuts. FHA is prolly taking the same amount of time. I don't see where they can be this behind.
Established Member
theholst
Posts: 50
Registered: ‎04-05-2012
0

Re: Florida USDA GUARANTEED LOAN Question

We asked for a status like five days ago and they said the same then sooooo hopefully we get it back
Established Member
theholst
Posts: 50
Registered: ‎04-05-2012
0

Re: Florida USDA GUARANTEED LOAN Question

Got it back approved . Close Thursday!!!!!!!!!!!!!!!!!!!!!!
Established Member
theholst
Posts: 50
Registered: ‎04-05-2012
0

Re: Florida USDA GUARANTEED LOAN Question

APPROVED APPROVED

APPROVED APPROVED

APPROVED APPROVED

APPROVED APPROVED

APPROVED APPROVED

APPROVED APPROVED

APPROVED APPROVED

APPROVED APPROVED

APPROVED APPROVED

APPROVED APPROVED

APPROVED APPROVED

APPROVED APPROVED

 

:-)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}