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No update yet. I too am hoping for the same. Something before the weekend. I have already been paying the $50 fee for a week and a half. I hope to close by the 27th.
Keeping my fingers crossed for you!!!
Well nothing yet. I am to nervous for this!!!!!!!!!!!!!!!!!!!!!!
I know. Thats what I thought I was going to go with. Loan officer told me I should go with USDA
@Anonymous wrote:I know. Thats what I thought I was going to go with. Loan officer told me I should go with USDA
Sometimes USDA runs out of funds. So there is always the possibility you will have to wait for the USDA be funded again.
@JM-AM wrote:
@Anonymous wrote:I know. Thats what I thought I was going to go with. Loan officer told me I should go with USDA
Sometimes USDA runs out of funds. So there is always the possibility you will have to wait for the USDA be funded again.
The Direct program may run out of funds, but the Guaranteed program does not.
USDA is not out funds and that is not the reason for the delay. USDA Direct loans would be impacting by funding not guaranteed .
Your monthly payment on USDA is much less than it would be on FHA. FHA PMI is much much higher, when I was looking the difference between FHA and USDA was over $200 a month. I know being patient sucks especially when waiting on a home.. but its worth it to go USDA. I wouldnt have been able to afford the house we are buying if we did FHA so the waiting is well worth it.