For FHA, will these count as my 3 trade lines?

[Anonymous]

I have one credit card and two separate student loan trade lines - all will show as paid on time, no lates for past 12 months. Will I need to come up with an additional trade line or non-traditional, or will these be good?

[Anonymous]

They should be fine...

[DallasLoanGuy]

any paid off trade lines?

scores?

tradelines isnt an issue if approved thru automated underwriting.

they only come into play when we have to go manual

[Anonymous]

Yes, I have several paid off tradelines, but thought it had to be something that I was paying current during the past 12 months. I have 3 auto loans in the past all showing as good standing, paid in full, never late, etc. But I paid off my car in 2006 and have been driving it since - no new auto loans. I have other paid off tradelines in good standing, but only one credit card and two student loans that I owe on right now are open tradelines.

[DallasLoanGuy]

if you are approved with automated undwewriting.... the trades arent needed.