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I bought a foreclosed home too. offer accepted 02 Oct. My file is with the underwriter now, expected cloing date is 12th Nov.
I am financing with the same bank that owns the property now, so it will be quicker, and they are giving me appraisal/credit report/survey free.
they also told me that they will charge me $50 per day if i close after Nov 12.
So i hope they wont delay my loan process, but LO doesnt seem to care about that though.
@Anonymous wrote:
What's the hold on the bank?
i think noone wants to sign off on anything. it makes the process grueling
ask your realtor. as different banks handle these deals differently