I found a house that I love. I made an offer yesterday and the sellers accepted. The house was listed originally for 185,000. After being on the market for almost 8 months the price was finally reduced to 165,000. I offered 160,000 and they accepted and agreed to pay part of my closing costs, new appliance allowance, home warranty,with a closing date of April 17th. I got a very nice house for a great deal! Thanks for everyone's help on this forum! I am so excited I can hardly breathe. Now I have that first time 8000 tax credit to look forward to as well. Life is good!