We are in the final stages of getting a loan on an investment property. Underwriting shot back a FraudGuard report asking about a soft pull inquiry from a mortgage that we hold on another property. Everything is fine on that end. However, we are a "critical risk" based on our score! Say what? My husband and I both have excellent credit, jobs, money in the bank, U. S. citizens, 4506T matches, etc. The property that we are purchasing is low risk. Does anyone know how this scoring works? I watch my credit carefully because I want to be able to get credit when I need it. Now this. Can someone explain what we need to do to get out of their critical range? Thanks.
http://ficoforums.myfico.com/t5/image/serverpage/image-id/2760iB9166C1A493A3CBC/
