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I have GREAT news everybody!
I just got off the phone with my LO and he just told me CHFA fully approved the loan!!!! We are 48-72 hours away from clear to close! My file is now headed to UAMC's underwriter for final approval!!! This is a slam dunk because UAMC submits the loan app to the UW early in the process, which gets all the conditions the UW wants satisfied for approval. So this last review is just a final check versus a first check. Getting full approval from CHFA was the last major milestone for approval!!
My LO said that worst case, we will be in our new home by THIS WEEKEND. My LO said we will definitely close this week!!!
So I'm going to call and schedule our move for Thursday!!!!
:-)
Woohoo! Congrats!
On the move, why not Friday, just to be safe?
woohoo
Mike and I are right behind you
@tooleman694 wrote:woohoo
Mike and I are right behind you
Maybe you...me, not so much...June seems so far away.
I'm sweating bullets about that judgment that I'm making payments on again. What if the attorney reports the payments to the court (and I think they will/are supposed to) and that then triggers the judgment to show on my credit reports? That would be devastating.
@MovingForward_2012 wrote:I have GREAT news everybody!
I just got off the phone with my LO and he just told me CHFA fully approved the loan!!!! We are 48-72 hours away from clear to close! My file is now headed to UAMC's underwriter for final approval!!! This is a slam dunk because UAMC submits the loan app to the UW early in the process, which gets all the conditions the UW wants satisfied for approval. So this last review is just a final check versus a first check. Getting full approval from CHFA was the last major milestone for approval!!
My LO said that worst case, we will be in our new home by THIS WEEKEND. My LO said we will definitely close this week!!!
So I'm going to call and schedule our move for Thursday!!!!
:-)
I'm so excited for you. I heard another poster mention UAMC - are you happy with their services ? We have a charge off from 5 years ago that we don't want to have to pay (it's $13k) so I've been apprehensive to start applying with any LO's but I think I'm just gonna jump right in !
That's so awesome and great of you to outline everything for those of us who are still in the considering process. I've watched you encourage everyone else and give advice all while you were sitting on pins and needles on your own situation. Muchos gracias :-)
I think I'll add UAMC to my list of those to look further into since they write loans in Florida and didn't require you to pay that collection. We're really trying to avoide having to use our down payment $$ to pay off a 5 year old reposession, especially since they're not bothering us about it.
Congrats!! I cannot wait to be in your shoes!! We are still 3 months or so from closing, we cannot wait!! Do you have any pictures of your new place that you can share? Sounds great!!