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Can someone please review my GFE
FHA down payment 3.5%
Purchase price-250,000
Interest rate -5.25
Loan Origination fee- 1.0 $2412
appaisel fee- 500
credit report 18
processing fee- 750
underwriting fee-650
Title charges
closing escrow fee- 1500
notary fees 225
title insurance-1000
closing costs-9334.00
payment-1803.00
Thank you
bump
I am pretty sure I responded to you at the other forum we communicate at, my reply was:
If your credit scores are 620+ then this isn't looking good at all, very high fees for that interest rate. Should be at least about .5%-.75% lower in rate and no origination fee. Get a 2nd opinion.
I didn't see your scores in your other post though, so since I see them in your signature now... definitely without a doubt get a 2nd opinion.
Thanks Shane,
Do I look for other lenders or do I see if they can lower my rate?
Does that total include the 3.5% down payment, that looks identical to my figures, except my median score was 644.
My total including the down is 21,000. How much is your loan for and what's your interest rate?