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I'm right there with you! Even though we were able to pull EX last month I'm hoping that EX is DH's middle score and its above 620. Because DH's EQ score isn't that hot and TU is ok. And really there isn't anything else we can do to bring DH's scores up except try the HIPAA process for his paid medical bills and I'm not willing to chance it. So next month we are going to apply anyway and see what happens!
I completely agree! It seems very heavy handed to just remove access to OUR scores that we're judged on in just about every aspect of our lives.
Experian is our lowest scores for both my husband and I. That makes new pulls a little easier fos us. We just assume EX is our lowest but yes, very annoying!
@Anonymous wrote:
So I checked our scores out yesterday, and amazingly mine have gone up to 630 and 644!!! I was so excited to see that! we've been trying to get our scores to 620 so that we can do a USDA loan, and mine are there My fiances are not yet his are 523 tu and 633. the annoying thing is we don't know his mid score! We could be there already, but there is no way of knowing! his ex fako is 566, like that helps at all tho. Grrr.... I want to apply but I don't want to walk in there blind! this just isn't fair ex sucks! I'm so upset.
Totally agree with you, I was thinking that too the other day talking to haulingthescoreup about how my scores always rollacoaster for some reason and I was curious to know what they are now but I will not get a full picture with the lacking EX and to pay almost $30 bucks just to get two numbers now just seems lame. That being said, I might take advantage of the current offer before the end of this month, just for the heck of it. I am happy to hear that you scores went up though, its nice and wish you continued success.
We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.
@WannaHouse wrote:
I think you can go to the Experian website and buy your scores. I just don't know if they are the REAL scores.
Why would anyone want to go and pay them for FAKO scores that are as useful as a gum on your shoe and give them exactly what they want and why they stopped selling FICO scores? Its ridiculous.