02-03-2009 08:42 AM
02-03-2009 02:41 PM
Not sure if anyone noticed but the original post was from 10 months ago, and the original poster hasn't been on the FICO forums since 04-09-2008 12:30 AM.
Yep, I noticed. Hopefully, all went well with their wedding last August and they are now comfortably residing in their new home. Lots of great comments, though!
02-03-2009 03:16 PM
02-04-2009 12:50 PM
Primary Residential Mortgage, Inc. We have had great luck with them and they have done wonders for us. We have had decent rates every time we have used them. Keep shopping around and remember that a lot of the big banks and mortgage companies are the ones having trouble so it might pay to go to a smaller company. Shop around before you decide who to use.
02-04-2009 07:41 PM
If he got married, I sincerely hope that he followed the great advice given. If I had to do my life over again, I would have waited to get married. I, nearly 20 years later, am separated and trying to repair my credit for the second time. The actuarials that have studied the data know what they're talking about. Oftentimes the one with the better credit, out of love or emotion, would have a tendency to bail out the one with a lesser FICO score - putting self at risk. In my case, my spouse came from a two-parent home where both parents earned a good salary putting the household on the higher end of middle-class. Yet despite their incomes, their warm generous hearts often incurred large amounts of debt -personally and for others. In a nutshell, because of the family dynamic, we ending up bailing them out from time to time on a bill (whether I agreed to it or not). Impatience, poor judgement and indulgence are a recipe for disaster.
As I said before, if wedding 08 did get married, good luck!
02-06-2009 10:23 AM
Yeah, this is yet another revived thread thanks to myFICO's Valentine's Day newsletter. I think there have been more recent discussions about relationships and credit.
Makes sense, this was the second thread in as many days that I was tricked on. I thought something odd was going on.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.