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Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
0

Re: Going Crazy

[ Edited ]

They should do the time soon. Mine was stairwell, paint, then tile.

 

 

BTW, you have my dream kitchen (dbl wall ovens....drool)

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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New Member
Posts: 11
Registered: ‎02-07-2013
0

Re: Going Crazy

Put me on the going crazy list!  First timer with 12 days and counting to settlement and it seems the underwriter is inventing documents to provide!  Don't have any real negative indicators and i'm pretty sure 80% of the concerns are self-fabricated but I just need the strength to push thru this next 2 weeks!

Valued Contributor
Posts: 2,300
Registered: ‎08-25-2011
0

Re: Going Crazy

So we are now in the final process of the build, the lender will be putting us back into underwriting soon.

 

We set our closing date and time. man we are getting close.

New Contributor
Posts: 157
Registered: ‎01-09-2013
0

Re: Going Crazy

Here's to hoping for a smooth process!

Lender Pull EQ 745 EX 734 TU 722
Valued Contributor
Posts: 2,300
Registered: ‎08-25-2011
0

Re: Going Crazy

Thanks!!

 

We actually already have a conditional approval. I just freak out when my file has to be seen again by an under writer lol

New Contributor
Posts: 157
Registered: ‎01-09-2013
0

Re: Going Crazy

I know, the term underwriter scares the crap out of me. My file is in for final approval at the underwriter now. 

Lender Pull EQ 745 EX 734 TU 722
Valued Contributor
Posts: 1,146
Registered: ‎11-30-2012
0

Re: Going Crazy

Keep us updated man, I'm real curious to see how this process goes now and if they scrutizine everything like the first time or if they just sort of scan over it to make sure nothing has changed from the first round. Mostly I want to know if they ask for any new conditions that they didn't the first time.

Valued Contributor
Posts: 2,300
Registered: ‎08-25-2011
0

Re: Going Crazy

Painting has been done, Granite goes in later this week.

 

We are now gathering our Docs to go back into UW. Can't wait to see what my Ficos are looking like.

Valued Contributor
Posts: 1,146
Registered: ‎11-30-2012
0

Re: Going Crazy

Did they contact you to get all the docs together or are you just doing it on your own in preperation?

Frequent Contributor
Posts: 406
Registered: ‎04-15-2011
0

Re: Going Crazy

 

Good luck tooleman694

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