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Have you checked the site to see if your household income is eligible - no down with usda is the norm - but your income cant exceed the limits and you must buy a home in an eligible area -
If you havent thats the place to start -
I have seen USDA loans where the clients never paid a penny out of pocket - they got 100% financing and the sellers paid the closing costs
Heck we even did one once where the young man was on unemployment (I had to convince the UW that this was a seasonal thing and that his job was still there when the season changed)
Great Program if you fit in their box -
BrianB