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Regular Contributor
Posts: 230
Registered: ‎04-06-2012
0

Got my conditions

Received 6 conditions

-Statement earnest clearing
-lox on all derogs(already done)
-lox on inquiries(done)
-termite(done)
-appraisal(ordered)
-rural development income disclosure(done)

I feel as if that is just to simple. That's it. So these are all done what is next???
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Super Contributor
Posts: 7,357
Registered: ‎07-03-2007
0

Re: Got my conditions

underwriter reviews conditions and clears the loan for closing.

 

loan will go into closing and they will issue instructions to title on how to draw up the hud-1 settlement statement.

 

once the lender approves the hud that the title co created..... sit & sign

 

 

* While I try to visit the forum often, please feel free to contact me directly with a link to your post if I fail to answer a follow up question.

* Lending across the entire 'Great State of Texas' (and now Louisiana)since 2004

Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Got my conditions

You will first have to review your appraisal report when it comes in and acknowledge that you reviewed and received it. So that will be at least one more condition before clear to close. As long as your appraisal comes back fine, your file will be sent to the underwriter for final review and clear to close.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Regular Contributor
Posts: 230
Registered: ‎04-06-2012
0

Re: Got my conditions

Ok I was preparing myself for an onsloght of problems...
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Got my conditions

Nope, you're almost there. :-)
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014

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