Yessss!!.. I'd like to say thank you to everyone on this site for the tons and tons of information. I know a pre-approval is only the first step, but it's something I never would have expected for myself. We are going the USDA Guaranteed route.
Scores:
TU '98 (myfico.com): 651
TU '04 (lender pull): 670.
EX: 632(down from 654, util went up. Never loan family money! Lesson learned)
EQ: 598 GW deletion hasn't hit EQ yet, but I couldn't wait. GF was going to kill me if we missed out on this house.
Starting Score (7/7/10): EQ: 566 -- TU: 612
