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Established Contributor
Boldilocks
Posts: 545
Registered: ‎02-10-2009
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

[ Edited ]

Ditto, ditto, ditto, Honeybear!

______________________________________________________
DH starting scores 02/10/09: EX - 543, EQ - 543, TU - 554
Current scores: EQ - 750, TU - 732
My starting scores 03/13/10: EX - 711 (LO pull), EQ - 692, TU 701
Current scores: EQ 736, TU - 732
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Lemontwist4
Posts: 338
Registered: ‎08-06-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

None of them seem to be real good about letting any of us know much! They always talk about how stressful the home buying process is THEY are the ones who make it that way by NOT telling us anything even if they have no information saying I have no information is better then nothing at all! I will keep my fingers crossed that you hear something soon hopefully good news!
Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!
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Genkeim
Posts: 337
Registered: ‎05-13-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

Nothing new for me either. 

 

It def seems finding a good LO is a VERY hard thing to do. No communication, bad attitudes, acting like they're doing you a favor by just answering your call... I know my experience has been tainted but I've seen a lot of similar posts on here

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Lemontwist4
Posts: 338
Registered: ‎08-06-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

Nothing really new here either USDA is still stuck on July 29th.

I did email my LO we are suppose to set up a account with the bank so they can do the auto pay and they took .25 off the mortgage percentage she emailed me right back saying when we set it up to come to her branch cause she wanted to meet us and that she would be there waiting to rub my shoulders lol! I like my LO her processor sucks though but the LO is really cool however she does sometimes have issues getting back to me and I think it's just because they want to wait until they have something to tell us. Oh well maybe we can all move forward tomorrow :smileywink:

Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!
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Lemontwist4
Posts: 338
Registered: ‎08-06-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

So I was board and reading stuff online and found this http://www.rurdev.usda.gov/SupportDocuments/CA-SFH-GRHUnderwritingGuide.pdf It basically states that if your score is 660+ Usda will let you get away with a lot of stuff. Read it over it might just help you feel more at ease I know it did me :smileyhappy:

Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!
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Genkeim
Posts: 337
Registered: ‎05-13-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

Yeah I found that also... My middle score was 659 when we apped... It's 664 now... Still hoping to get the C2C tomorrow!!

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Lemontwist4
Posts: 338
Registered: ‎08-06-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

I hope you get the C2C tomorrow too! When is your close date? A lot of people are saying they get the c2c two days before their close date.
Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!
Established Contributor
Boldilocks
Posts: 545
Registered: ‎02-10-2009
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

OK, it's a new day.

 

Someone had better hear something today, or heads are going to roll! *

 

(* code for: I'll bitch about to my husband later)

 

______________________________________________________
DH starting scores 02/10/09: EX - 543, EQ - 543, TU - 554
Current scores: EQ - 750, TU - 732
My starting scores 03/13/10: EX - 711 (LO pull), EQ - 692, TU 701
Current scores: EQ 736, TU - 732
Frequent Contributor
Genkeim
Posts: 337
Registered: ‎05-13-2013
0

Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

Closing is scheduled for 2pm on Friday. Still waiting on word we've cleared USDA....

NFCU NavCheck $15k | NFCU cashRewards $12.5k | AMEX SPG $10k | Citi AA WMC $6.5k | CSP $5k | Wal-Mart MC $4.5k | US Air WMC $3.9k | Amex Everyday $2k | Amex BCE $2k | NFCU goRewards $1.5k | Chase Freedom $1k | Discover IT $800
Current Scores:Equifax 697 (myFICO 4/14), TransUnion 699 (Discover 5/14), Experian 754 (Amex 5/14)
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Lemontwist4
Posts: 338
Registered: ‎08-06-2013
0

Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

Roflmao Boldilocks your too funny. But I feel ya so far all I know is the USDA has been stuck on July 29th since Friday according to the recording ugh!!! 

Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!

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