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Frequent Contributor
Genkeim
Posts: 329
Registered: ‎05-13-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

Boldilocks, I think you have a good reason with the withheld rent. As long as you have the rent checks so you can backup your side of the story that you paid on time every month except for that one. I'm sure the UWs will want a LoE but like I said, your story sounds very resonable. 

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Lemontwist4
Posts: 338
Registered: ‎08-06-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

If the score is 620+ is says  Lender shall not be required to obtain a rental history rating  So you may be oaky!

 

Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!
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Lemontwist4
Posts: 338
Registered: ‎08-06-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

Genkeim I wish I could make them get that information to you right now!!! It won't be long now though you will know before Friday :smileyhappy:

Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!
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Lemontwist4
Posts: 338
Registered: ‎08-06-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

You know what is sad I have called the USDA hotline so many times I can tell within the first two words "You Have" if the recording has been updated by the change or lack there of in the way she says You have reached the USDA blah blah blah Now that is SAD!!!

Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!
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Genkeim
Posts: 329
Registered: ‎05-13-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

LOL if we had a hotline to call here I'd be the same way! I'm at the mercy of our realtor and LO to update us on what day they're working on. We submitted on 7/10 and they started 7/10 on Friday and it continued into Monday. They SHOULD be done with it by now. There were only 18 files submitted on 7/10!! 

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Lemontwist4
Posts: 338
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

Hmmm I am seeing a trend here our USDA started July 29th of Friday and are still on July 29th I think you said yours jumped like two days just before that and on the same day ours jumped two days. Something fishy is going on here.

Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!
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Genkeim
Posts: 329
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

July 29th is a Monday, USDA doesn't accept files on weekends so it would jump from July 26th to the 29th.

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Boldilocks
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Registered: ‎02-10-2009
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!


Lemontwist4 wrote:

You know what is sad I have called the USDA hotline so many times I can tell within the first two words "You Have" if the recording has been updated by the change or lack there of in the way she says You have reached the USDA blah blah blah Now that is SAD!!!


Yep, really sad!  Now, I don't keep my email program open all the time and refresh it every two minutes.  Because it refreshes itself when a new email comes in, so I wouldn't need to do that.  That's just stupid...

 

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DH starting scores 02/10/09: EX - 543, EQ - 543, TU - 554
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My starting scores 03/13/10: EX - 711 (LO pull), EQ - 692, TU 701
Current scores: EQ 736, TU - 732
Frequent Contributor
Lemontwist4
Posts: 338
Registered: ‎08-06-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

Right but why would it be on July 29th since Friday?? For 2 and half days they have been working on 1 day??? At this rate I will be extending my close date until December lol.

Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!
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Lemontwist4
Posts: 338
Registered: ‎08-06-2013
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Re: Guaranteed Loan In The Hands Of The USDA Nothing To Do But Wait!

Ha Ha Boldilocks!!

Sent to USDA on August 14th 2013 Approved September 5th CLOSED September 9th!!!!!

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