Im with BOA.
My scores are acrually much better then this tim last year....actually my credit report was a lost cause. I tried with WF they denied me. I can rate sho online but not see what conditions are offered.
Starting Score: May 23, 2016 EQ 537 TU 518 EX 548
Recent Scores: EQ
839 TU
824 EX
821Goal Score: 840
Current Vantage 3.0: 808
Mortgage Scores August 18 2017: EQ5 684 TU4 692 EX2 690