Hello... I'm in the process of doing a streamline mortgage however, I have my existing mortgage company and another company competing for my business. My existing mortgage company has me bringing 4500.00 to closing. Whereas, the other company has me bringing $455.00 to closing. I'm trying to compare both good faith estimates but they speak different languages. The only difference I can see is that my existing mortgage company has me paying for loan discount. Is that right? How could I have such an incredible difference between the two? In addition, the other company that I do not have a loan is a broker. Can someone please help!!!!!! Thanks
