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Im married and because my husband writes off a lot of income on his self employed taxes Im going to apply for the loan in my name only. Do I have to include "rent" in my dTI calculation if I'm not responsible for my current rent? Thanks in advance!
@Anonymous wrote:Im married and because my husband writes off a lot of income on his self employed taxes Im going to apply for the loan in my name only. Do I have to include "rent" in my dTI calculation if I'm not responsible for my current rent? Thanks in advance!
I believe current mortgage/rent is not calculated in DTI for new loans on owner-occupied properties. Double check that with your loan agent.