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Line 900. ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE. Where does the money from this line come from? It's showing my MIP and Hazard insurance for the whole year. I'm just a little confused.
Line 1000, RESERVES DEPOSITED WITH LENDER FOR Is showing 2 months Hazard and 0 months MIP but total is equal to 2 months Hazard and 1 month MIP.
Those are all a part of the closing costs. If you built that into the contract as seller pays X amount towards closing (hopefully covers everything you wanted covered) the seller contribution will fund the escrow account. Anything short you will be bringing to the table.