This has been quite a process but with hard work and by the Grace of God I closed this past Friday, 09-28-2012. I have been on such a high that I didn't get around to posting. I must say that investing in myFICO was a resource that has paid for itself multiple times over. If I could you give one bit of encouragement to anyone it would be to keep pressing toward your dream. I started this process almost 2 years ago with an Equifax score of 488... Yes that's not a typo... 488... And today I can finally say that I am the owner of a newly built home !!!!!!! I closed with a VA Loan at 3.5% on a 30 year fix. Getting those keys in my hands was a feeling I will always remember.
Starting Score: EQ 557 TU 624 EX 561 (March 2010)
Need to put you in a myFICO commercial! Congrats on your new home!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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Just say the word! With so many gimmicks out today that are stating they are trying to help people obtain their dreams, it is truly good to find a service that is truly doing what it says. There is truly a wealth of information here and the members, for the most part, are so supportive of each other.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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