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Hallelujah!!! I Closed !!!!!

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m_r_alexander
Member

Hallelujah!!! I Closed !!!!!

This has been quite a process but with hard work and by the Grace of God I closed this past Friday, 09-28-2012.  I have been on such a high that I didn't get around to posting.  I must say that investing in myFICO was a resource that has paid for itself multiple times over.  If I could you give one bit of encouragement to anyone it would be to keep pressing toward your dream.  I started this process almost 2 years ago with an Equifax score of 488...  Yes that's not a typo... 488...  And today I can finally say that I am the owner of a newly built home !!!!!!!    I closed with a VA Loan at 3.5% on a 30 year fix.  Getting those keys in my hands was a feeling I will always remember.


Starting Score: EQ 557 TU 624 EX 561 (March 2010)
Current Score: EQ 637 TU 649 EX 670
Goal Score: EQ 775 TU 775 EX 775


Take the FICO Fitness Challenge
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Hallelujah!!! I Closed !!!!!

Congrats to you and I wish you the best!!!!
Message 2 of 12
Chbraswell
Regular Contributor

Re: Hallelujah!!! I Closed !!!!!

Congrats!!! I'm happy for you!!!

Beginning:Explus 630 eq 573 tu 593
Current: EXplus:677 Eq 642 TU 727
Goal: Explus 700 eq 700 tu 800

Merrick: 1550 Capital One:1150 Barclay: 2000 Walmart: 300 Chase Freedom: 500
Message 3 of 12
Shogun
Moderator Emeritus

Re: Hallelujah!!! I Closed !!!!!

Need to put you in a myFICO commercial!   Congrats on your new home!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 12
m_r_alexander
Member

Re: Hallelujah!!! I Closed !!!!!

Just say the word!  With so many gimmicks out today that are stating they are trying to help people obtain their dreams, it is truly good to find a service that is truly doing what it says.  There is truly a wealth of information here and the members, for the most part, are so supportive of each other. 


Starting Score: EQ 557 TU 624 EX 561 (March 2010)
Current Score: EQ 637 TU 649 EX 670
Goal Score: EQ 775 TU 775 EX 775


Take the FICO Fitness Challenge
Message 5 of 12
Anonymous
Not applicable

Re: Hallelujah!!! I Closed !!!!!

What was your credit score when you closed? If you don't mind sharing
Message 6 of 12
scmami
Regular Contributor

Re: Hallelujah!!! I Closed !!!!!

Wonderful story! Congrats and enjoy your home!
Current FICOs (Sept 2015) EQ: 666 TU: 663
Message 7 of 12
germaine47
Frequent Contributor

Re: Hallelujah!!! I Closed !!!!!

I love it when a plan comes together.  Congratulations !!!!

Fico September 2012; TU 681, EX 674, EQ 652
Fako October 2012: TU 706, EX 641,
Message 8 of 12
DCole3g
New Contributor

Re: Hallelujah!!! I Closed !!!!!

Awesome!!!  I am in the process of trying to get a VA loan approval now.  I am currently 22 points away from having a 620 with EQ and am going to possibly apply then.  Any helpful information that you have will be greatly appreciated.  Congrats on your success.

Message 9 of 12
DCole3g
New Contributor

Re: Hallelujah!!! I Closed !!!!!

W2G!!!

Message 10 of 12
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