07-16-2014 08:00 PM
File Came back from Inital U/W with 6 contentions. 4 of the 6 are answered and sent back. The other 2 require a contract addendum that I need my sellers to sign and send back to me. Apparently putting the fridge, dishwasher, etc into the contract was a nogo for the underwriters. Also we mistakenly checked something about mineral rights we werent supposed to.
The other 6 contentions were fairly easy. They needed another childcare expenses letter, an explanation of two addresses that were on my credit report and not my application. They were both more than 3 years old. They also needed a better explanation of what happened with my student loans and how I intend to pay my mortgage since the payment is about 400 more than my current rent. The last one was funny for me, I sent them my divorce decree and they asked for the rest of it. I sent a letter that basically said uh, there is no more. We had a no property, no common bils, no contest $196 divorce! LOL
I did ask my TC and LO to let me know if the letter about the student loans and housing payment sounds okay. I am worried most about that, so if anyone else in the business wants to take a quick read of it and give me your thoughts??
07-24-2014 10:59 PM
Waiting on my VA appraisal. It was completed Monday so I'm expecting it to be in tomorrow or Monday. Finishing packing my house this weekend in preparation of the upcoming surgery,closing etc! In the meantime I am browsing lowes and Home Depot for backsplash. That is the only thing I need to do in the kitchen. My best friend (the seller) preferred paint when they remodeled the kitchen. I have always wanted a nice backsplash!
07-28-2014 10:14 AM
07-28-2014 10:57 AM
After seeing your post, I emailed my LO to see if we have any word yet, hopefully he gets back to me soon with some good news. I am tired of not hearing anything, lol.
Ohhhh I hope so!!!!