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Hard Pull At Closing

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donkort
Valued Contributor

Hard Pull At Closing

Hi everybody,

 

On October 2nd, my lender did a hard pull.

 

I believe we'll be closing within two weeks; would the lender do another one before closing?

 

Thank you for your responses.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 1 of 4
3 REPLIES 3
techgirl
Frequent Contributor

Re: Hard Pull At Closing

Yeah, but it will be within 14 days/ 2 weeks - it won't hurt you.
05/12: approx 680 across the board
04/08 EQ: 730 TU: 748 EX: 718
03/08: EQ: 713 TU: ? EX: ?
12/07: EQ: 689 TU: 711 EX: 721
Message 2 of 4
donkort
Valued Contributor

Re: Hard Pull At Closing

It might....because I just receive a notice to pay back taxes amounting to $7300--and it's due the 19th!  That would max out my credit cards Smiley Mad

 

Thanks for the response, anyway.

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 3 of 4
Anonymous
Not applicable

Re: Hard Pull At Closing

When does your CC post? Unless your statement prints the day after you make the payment, you've probably got some slack before it shows up on your credit report.
Message 4 of 4
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