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Wonderyears
Posts: 62
Registered: ‎12-08-2012

Have a LO pull credit to clarify my situation?

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‎12-19-2012 08:25 PM

Would like to buy a home in 6 months. Is it a bad idea to have a lender pull my credit to see where I stand? What kind of hit will my credit take? I would like to know if there is anything they see that I do not. I have spoken to quite a few loan officers, but have kinda just reached a speculative point.
myFico TU-715 EQ-778 (01.14.2013) WalmartTU-664 (12.12.12))

LENDER PULL EQ-766 EX-779 TU-713 (12.20.2012)
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tooleman694
Posts: 1,915
Registered: ‎08-25-2011

Re: Have a LO pull credit to clarify my situation?

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‎12-20-2012 04:14 AM

It is a great idea to see where you stand, one hit isnt really gonna do much.

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New Contributor
Wonderyears
Posts: 62
Registered: ‎12-08-2012

Re: Have a LO pull credit to clarify my situation?

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‎12-20-2012 04:24 AM

Right on. Also, am I correct that CAs are alerted by pulls by lenders? Think I have most taken care of, outside of issues past SOL that have dropped off my CR the past couple years. Might as well see what happens!
Thanks!
myFico TU-715 EQ-778 (01.14.2013) WalmartTU-664 (12.12.12))

LENDER PULL EQ-766 EX-779 TU-713 (12.20.2012)
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tooleman694
Posts: 1,915
Registered: ‎08-25-2011

Re: Have a LO pull credit to clarify my situation?

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‎12-20-2012 05:34 AM

Yup you might see something old come out, if it happens just take care of it quickly.

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