Reply
New Contributor
Wonderyears
Posts: 68
Registered: ‎12-08-2012

Have a LO pull credit to clarify my situation?

Would like to buy a home in 6 months. Is it a bad idea to have a lender pull my credit to see where I stand? What kind of hit will my credit take? I would like to know if there is anything they see that I do not. I have spoken to quite a few loan officers, but have kinda just reached a speculative point.
myFico TU-715 EQ-778 (01.14.2013) WalmartTU-664 (12.12.12))

LENDER PULL EQ-766 EX-779 TU-713 (12.20.2012)
Valued Contributor
tooleman694
Posts: 2,296
Registered: ‎08-25-2011

Re: Have a LO pull credit to clarify my situation?

It is a great idea to see where you stand, one hit isnt really gonna do much.

New Contributor
Wonderyears
Posts: 68
Registered: ‎12-08-2012

Re: Have a LO pull credit to clarify my situation?

Right on. Also, am I correct that CAs are alerted by pulls by lenders? Think I have most taken care of, outside of issues past SOL that have dropped off my CR the past couple years. Might as well see what happens!
Thanks!
myFico TU-715 EQ-778 (01.14.2013) WalmartTU-664 (12.12.12))

LENDER PULL EQ-766 EX-779 TU-713 (12.20.2012)
Valued Contributor
tooleman694
Posts: 2,296
Registered: ‎08-25-2011

Re: Have a LO pull credit to clarify my situation?

Yup you might see something old come out, if it happens just take care of it quickly.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+