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Have a LO pull credit to clarify my situation?

New Contributor

Have a LO pull credit to clarify my situation?

Would like to buy a home in 6 months. Is it a bad idea to have a lender pull my credit to see where I stand? What kind of hit will my credit take? I would like to know if there is anything they see that I do not. I have spoken to quite a few loan officers, but have kinda just reached a speculative point.
myFico TU-715 EQ-778 (01.14.2013) WalmartTU-664 (12.12.12))

LENDER PULL EQ-766 EX-779 TU-713 (12.20.2012)
Message 1 of 4
3 REPLIES
Valued Contributor

Re: Have a LO pull credit to clarify my situation?

It is a great idea to see where you stand, one hit isnt really gonna do much.

Message 2 of 4
New Contributor

Re: Have a LO pull credit to clarify my situation?

Right on. Also, am I correct that CAs are alerted by pulls by lenders? Think I have most taken care of, outside of issues past SOL that have dropped off my CR the past couple years. Might as well see what happens!
Thanks!
myFico TU-715 EQ-778 (01.14.2013) WalmartTU-664 (12.12.12))

LENDER PULL EQ-766 EX-779 TU-713 (12.20.2012)
Message 3 of 4
Valued Contributor

Re: Have a LO pull credit to clarify my situation?

Yup you might see something old come out, if it happens just take care of it quickly.

Message 4 of 4