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11-19-2012 02:42 PM
11-19-2012 02:55 PM
Go get a realtor like Right Now, I mean as soon as you read this pick up the phone and call one.
They will get you back on contract and could possibly get you the house for cheaper.
11-19-2012 03:22 PM
Adonis - have you paid any earnest money up front?
11-19-2012 03:36 PM
I agree you should contact the sales rep asap. It almost appears as though you were never fully qualified to purchase the home as far as a pre-qualification was concerned. Also not to dash your hopes but please have a back-up lender as WF tends to make blanket statements such as the credit scores that are acceptable and when the file is sent to UW it is denied almost instantly.
11-19-2012 03:40 PM
11-19-2012 03:43 PM
Wells Fargo is cool with low scores, but you can get denied if anything recent is bad.
Do you have any kind of late payments in the last 12 months, recent collections or a BK or something bad.
11-19-2012 03:53 PM
No late pays in over a yr. never filed BK. there is a recent medical bill that popped up that I'm paying and it will be deleted. I did have to write a letter of explanation about itIt we were told the VA isn't concerned with collections. But we have been extra careful about items hitting the credit.... This one just slipped through. Our DTI is 14%. I was hoping that would count for something. idk