Try Chase Auto Finance. I just got an approval yesterday. Refinanced my original loan - With Chase - from 19% to 6.24%
My scores are the following:
TU 673, EQ 683, Ex 676
Good luck and let me know how you make out.
EQ 793 / TU 791 / EX 773, 6/2017
I tried to get a car and had scores that were EQ641, TU591, and EX652. I told them to ignore TU because it had erronious info. They made me offers as low as 11.75%. I've had two auto loans though. According to myFICO, any inquiries of an auto loan type made within a 14 day period counts as one inquiry in the calculation of your score. So I would go to a CU or Chase and get more offers. Don't go crazy with inquiries but don't settle for something that crappy. Some people say to go for a high interest rate because you can always refinance. But no one will refinance you if you've been paying all this interest and now owe way more than the car is worth. You deserve about a 7 - 9% interest rate. Or even a 6.24%.
BTW - I went ahead and got my old car fixed. TU got fixed the next day. Now its 660. Almost had another loan under my belt! So happy! 
specultr!
FOUR PERCENT!
What company did you go to for the 5%? I am so trying that when my score goes into the 700s and my Util is down (which not coincidentally should happen at the same time). How did I get into a 74% util! Too much swipey - swipey.
What were you approved with on the 5%? How much was the loan max and what was the time frame (6 years)? And how did you leverage that? Could it be done now a days? It seems like today they go to the computer and ask the mighty computer what they can offer me and if I try to haggle, they say they can only do what the computer tells them. 
Edit: I felt like a mad robot was appropriate for that sentence.
Message Edited by berraco58 on 12-06-2007 05:23 PM