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Been on the hunt for a home for the last few months. And. Anticipating this (along with the birth if my first child) I've been selling off my toys gas scooter, paintball gear etc. It's not. A ton of cash(almost 2k) relatively speaking but is there any way I could source this cash without writing stacks of loes With craigslist ads to support them. I.E. Give the cash to a family member and have them "gift" it back? Not trying to launder money here or cheat just want to much as possible down thanks in advance
If you're going FHA the funds for downpayment can come from someone you have a "vested relationship" with.
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@Jutz wrote:If you're going FHA the funds for downpayment can come from someone you have a "vested relationship" with.
Also if it is seasoned for a few months by sitting in your bank account prior to actually finding and contracting for a home and making official mortgage application. So you said you have been looking for months, did you ever deposit the funds? If not, then Jutz is right.
@StartingOver10 wrote:
@Jutz wrote:If you're going FHA the funds for downpayment can come from someone you have a "vested relationship" with.
Also if it is seasoned for a few months by sitting in your bank account prior to actually finding and contracting for a home and making official mortgage application. So you said you have been looking for months, did you ever deposit the funds? If not, then Jutz is right.
Yeah, that's true. I assumed they were under the gun and didn't have the time. Could loan from 401k and pay back with mattress money after closing I guess.
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